DO NOT send it CERTIFIED OR RR SEND IT PRIORITY MAIL WITH PROOF OF DELIVERY ONLY-WAIT FOR THE FULL RESPONSE FROM THE CRA BEFORE CONTINUING WITH THE HIPAA LETTER PROCESS
NEW INITIAL DISPUTE LETTER
Use the attached forms Dispute Form Print or write in your own handwriting with regular blue ball point this helps prevent the automated scanning/reading/response computer programs from "reading" your letter as they can not read handwriting .
Or here is the word version( use Lucinda handwriting 12 blue) Word Version Dispute Form
Credit Report Dispute Form MULTIPLE accounts
Word Version For MULTIPLE accounts
Make sure you attach a copy of the pages with the accounts circled from your credit reports.
Here is the suggested text to insert:
I have no knowledge or records of the listed account(s).Please advise me as to the name(s) and address(es) of the medical provider(s),
the date(s) and type(s) of service,and to whom the service(s) was (were) provided,
as any account(s)
I might have had may be obsolete. If you can obtain this information, I also would need the name of the
person providing this data, and the manner in which it was provided in order
that I may pursue
additional legal remedies
Enclosures: (List what you are enclosing.)
SAMPLE DISPUTE FORM
Here are the addresses of the 3 CRAs
Experian Dispute Department PO Box 9701 Allen, Tx 75013Transunion PO Box 2000 Chester,Pa.19022, Equifax PO Box 740256 Atlanta, Ga. 30374